SELLER RATE BUYDOWN INCENTIVE OFFERED! Relocating to the Charlotte area and dreading four-figure HOA dues or restrictive community red tape? Welcome to 13615 Edgetree Drive in established Cardinal Woods-where your HOA fee is an ultra-low $330 per year (under $28/month), giving you neighborhood pride without bloated monthly dues eating into your purchasing power. Strategically positioned in the high-demand South Charlotte/Pineville corridor, this location makes any commute simple: minutes to I-485, I-77, the Lynx Light Rail, Charlotte Douglas International Airport, and major corporate hubs across Ballantyne and Uptown. You are just around the corner from premier retail and dining at The Bowl at Ballantyne and Carolina Place Mall, with CMS zoning including the brand-new Ballantyne Ridge High School. Inside, this move-in-ready 4-bedroom home delivers versatile living spaces, a cozy family room fireplace, and a primary suite with a custom-designed walk-in closet. The oversized two-car garage features built-in storage and a dedicated workbench, while the private deck, patio, and level backyard give you room to grill, play, or garden freely. Major capital improvements are already done, eliminating move-in stress:Roof replaced (2020) HVAC system (2022) Encapsulated crawlspace (2020) All appliances convey (refrigerator, washer, and dryer included)To help combat current mortgage rates and keep your monthly payment affordable, the seller is offering a financing credit toward a 2-1 rate buydown or buyer closing costs with an acceptable offer. Settle in before the holidays-schedule your private tour today!