Discover mountain living at its finest in this beautifully updated cottage nestled within the pristine community of Bear Lake Reserve. This inviting home features a desirable split floor plan on the main level, showcasing a spacious primary suite with an en suite bathroom, along with two additional bedrooms and a full bath. The living room boasts vaulted ceilings and a stunning stone fireplace, creating a cozy yet open atmosphere that flows seamlessly into a screened-in porch-complete with its own fireplace-perfect for relaxing or entertaining year-round. The kitchen has been thoughtfully updated with new granite countertops, a stylish backsplash, and modern appliances, adding a touch of elegance to the heart of the home. The lower level offers an additional entertainment area featuring a bar with wine cooler and a third gas log fireplace. A bonus room and full bathroom provide flexibility for guests, a home office, or a hobby space. Step outside to enjoy a private outdoor oasis complete with a hot tub, spacious deck, fenced yard with low-maintenance astroturf, and a firepit-ideal for gatherings. This home has been extensively upgraded, including bathroom renovations, a new roof, new HVAC system with dual zone and propane backup, whole house generator, new house dehumidifer and more. Monthly Dues (2026): HOA: $495 Club: $530 Cottage Service Area: $165 Trash: $32.40 Water: $45 Additional Fees: $40,000 Initiation Fee 0.25% Club Contribution Fee $50 Setup Fee (due upon successful closing) Experience luxury mountain living with access to the exceptional amenities and natural beauty that make Bear Lake Reserve one of North Carolina's most sought-after communities.