Eligible for up to $15,000 in closing cost assistance, with financing options that may allow qualified buyers to purchase with as little as $0 down and no PMI. Discover the perfect blend of space, privacy, and modern updates in this move-in ready 4-bedroom, 3-bathroom brick home situated on a spacious, half-acre corner lot at the top of a quiet cul-de-sac in Shelby, NC with no HOA. Updated in 2024 with a new roof, major systems, and appliances, this home offers peace of mind along with stylish finishes throughout. The kitchen features a gas range, a vent hood, and an electric cooktop, with ample cabinet and counter space for everyday living and entertaining. The upper level includes a spacious primary suite with private bath, two secondary bedrooms, and an additional full bathroom. The walk-out lower level provides flexible living space with a fourth bedroom, full bathroom, laundry room, and a brick wood-burning fireplace ideal for guests, multi-generational living, an in-law suite, home office, recreation room, or bonus living area. Outside, enjoy a welcoming front porch, expansive flat yard, mature surroundings, long turnaround driveway, one-car garage, and additional storage. Conveniently located near shopping, dining, schools, and everyday amenities, this property offers the space and flexibility that can be difficult to find in newer construction communities. If you're looking for a move-in ready home with a large lot, no HOA, updated systems, and room to spread out, this Shelby home deserves a look. Dreaming of a basement? The versatile walk-out lower level offers the extra space buyers love, making it an excellent alternative to a traditional basement.