WATERFRONT OASIS! Tucked away on a private, wooded 1.23-acre lot with no HOA, this exceptional 4BR/3.5BA waterfront retreat with a 370+ sq. ft. FROG and flex space offers tranquil park-like surroundings, expansive cove views, year-round deep water, and the perfect blend of privacy and recreation. Situated in a protected cove with a covered floating dock, HydroHoist boat lift, power, and no-wake waters, it's an ideal setting for boating, swimming, paddleboarding, or simply enjoying the peaceful waterfront lifestyle. Designed for entertaining and everyday comfort, the home features a spacious screened porch, expansive deck, lower-level patio, outdoor wood-burning fireplace, indoor gas fireplace, and natural gas grill hookup. Inside, timeless craftsmanship meets modern convenience with a chef's kitchen featuring Thermador appliances, casement windows, dedicated HVAC on all three levels, a tankless water heater, whole-house water filtration, and exceptional storage throughout. The private-entry FROG above the garage offers endless flexibility as a guest suite, office, fitness studio, or recreation room, with additional expansion potential in the attice space. Smart home enhancements include whole-house audio, Apple AirPlay, Ethernet wiring, UniFi networking, and surround sound prewiring. HardiePlank siding, irrigation, and two storage buildings complete this beautifully maintained, low-maintenance retreat. Thoughtfully designed, impeccably maintained, and offering exceptional value, this is a rare opportunity to own a truly complete Lake Norman waterfront retreat.