NEW BUYER INCENTIVE! Seller is offering up to $5,000 toward the buyer's allowable closing costs or an interest rate buydown with an acceptable offer! Own this brand-new Modern Craftsman bungalow featuring quality construction, stylish finishes, and low-maintenance living with NO HOA. Eligible buyers may qualify for 100% USDA financing and up to $15,000 in down payment assistance (subject to qualification), making homeownership more affordable than you might think. Designed to maximize every square foot, this thoughtfully crafted open-concept floor plan offers a spacious living area with a tray ceiling, luxury vinyl plank flooring throughout, and a beautifully appointed kitchen featuring timeless granite countertops, white shaker cabinetry with soft-close doors and drawers, stainless steel appliances, a large center island with additional storage and seating, and modern finishes throughout. The private primary suite includes an ensuite bath, while the secondary bedroom provides excellent flexibility for guests, a home office, or hobbies. The attractive Craftsman exterior showcases board-and-batten accents, decorative corbels, modern house numbers, installed gutters, and an installed mailbox, creating timeless curb appeal. Enjoy added peace of mind with a comprehensive builder protection package that includes a 1-year workmanship and systems warranty, Day 1 through Year 10 structural warranty protection, plus 3 additional years of appliance and systems coverage through America's Preferred Home Warranty. Conveniently located near shopping, dining, major commuting routes, Stanly Community College, Pfeiffer University, Lake Tillery, Lake Badin, Uwharrie National Forest, local wineries, parks, and numerous outdoor recreation opportunities including hiking, boating, kayaking, fishing, and camping. Move-in ready and waiting for its first owner!