Come see this charming full brick cottage set on a sprawling half-acre lot just minutes from vibrant downtown Belmont, NC! Blending timeless character with modern comfort, this home was fully renovated in 2018 and offers a light, bright, and airy feel throughout. Thoughtfully designed with multiple living areas and an open-concept kitchen and den, anchored by a cozy wood-burning fireplace, the layout is both functional and inviting. The kitchen features white shaker cabinetry, leathered granite countertops, a designer tile backsplash, and a full stainless steel appliance package. The home offers four bedrooms, a bonus room, and a sunroom, and is serviced by a three-bedroom septic system. The primary suite provides a comfortable retreat with a beautifully updated ensuite bath and a generous walk-in closet. Additional highlights include a rear-load attached two-car garage, storage building, and a heated and cooled sunroom. No city taxes and No HOA! Ideally located for those who enjoy both nature and convenience, you're close to outdoor destinations like the U.S. National Whitewater Center, Daniel Stowe Botanical Garden, and the scenic Catawba River and Lake Wylie. Perfect for kayaking, fishing, and exploring. With easy access to Charlotte Douglas International Airport and the greater Charlotte area, Belmont offers a balanced lifestyle with both small-town charm and everyday accessibility.