PRICE REDUCED TO $399,000!! Welcome to this beautifully renovated brick ranch near downtown Belmont - No HOA! Situated on an almost 1/2-acre lot, this stunning home features an open floor plan with generous-sized rooms, 3 bedrooms plus a study/flex room and 2 full bathrooms. Updates include luxury vinyl plank flooring, stylish finishes and modern conveniences throughout. The designer kitchen offers new cabinetry, quartz countertops, sleek tile backsplash and stainless steel appliances. The spacious primary suite is a true retreat with a luxury en-suite bath featuring a double vanity, stand-alone soaking tub and a large walk-in shower with floor-to-ceiling tile. Both bathrooms have been fully renovated with beautiful tile work and modern finishes. Additional features include ceiling fans in the living room, study and all bedrooms, plus there is a convenient laundry/mud room with built-in drop zone! Step outside to enjoy the large fenced backyard, complete with a storage building and fire pit area - perfect for relaxing or entertaining. Major upgrades include NEW HVAC, new electrical panel and water heater replaced in 2024! Conveniently located just minutes from shopping, dining, parks and entertainment, with quick access to interstates and the airport for commuting or Lake Wylie for weekend fun! Enjoy all the charm and year-round events Belmont has to offer! Up to 100% USDA financing eligible!